A serious car accident can derail your routine in an instant. You’re left dealing with physical pain, rising expenses, and a cascade of disruptions. Understanding the categories of damages you can pursue may help restore financial stability and peace of mind.
Medical expenses from the accident
The cost of medical treatment can escalate rapidly after a collision. You have the right to claim expenses related to emergency care, diagnostic tests, surgeries, prescription medication, rehabilitation, and ongoing therapy. If the injury leads to chronic health complications, you may also seek compensation for anticipated future care. Comprehensive documentation, including invoices and medical records, will substantiate these claims.
Lost income and future earnings
Accidents frequently force people to take time away from work. If your injuries prevent you from fulfilling your job duties, you can recover compensation for current lost wages. In cases where the injury diminishes your long-term earning capacity, future income loss becomes part of your claim. Financial records, employer statements, and expert assessments can validate these losses.
Pain, suffering, and emotional stress
Injuries are not always visible. Emotional trauma, anxiety, and persistent psychological distress are common consequences of severe accidents. Louisiana law permits claims for these intangible damages. Although harder to quantify, therapy records and mental health evaluations provide meaningful support for these claims.
Property damage and rental costs
You can seek reimbursement for vehicle repair or replacement costs. If the vehicle is beyond repair, compensation for its fair market value may be appropriate. Additionally, if you require a rental car while yours is inoperable, those expenses are often recoverable. Visual evidence, repair estimates, and rental invoices strengthen this portion of the claim.
Protecting your financial future
A vehicle crash can affect far more than your transportation. Knowing which damages you can claim equips you to take decisive action and safeguard your financial recovery.